Last Updated: May 1, 2024

1. Introduction

Welcome to vaileysfrong ("Company", "we", "our", "us"). These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of our website https://vaileysfrong.com (the "Website") and any products or services offered by vaileysfrong.

By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you do not have permission to access the Website or use our services.

2. Definitions

For the purposes of these Terms and Conditions:

  • "Content" means all materials, information, photographs, images, illustrations, designs, icons, videos, software, data compilations, and other materials.
  • "Products" means any financial planning tools, educational materials, templates, software, or digital goods available for purchase on the Website.
  • "User", "You", and "Your" refers to you, the person accessing this Website and accepting these Terms and Conditions.
  • "Website" refers to vaileysfrong, accessible at https://vaileysfrong.com.
  • "We", "Us", and "Our" refers to vaileysfrong.

3. Account Registration

To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

4. Products and Purchases

4.1 Product Information

We strive to display as accurately as possible the descriptions, images, and prices of our Products. However, we do not warrant that Product descriptions, images, pricing, or other content on the Website is accurate, complete, reliable, current, or error-free.

If a Product offered by us is not as described, your sole remedy is to return it under our Refund Policy.

4.2 Pricing and Payment

All prices are shown in US dollars and are subject to change without notice. We are not responsible for pricing, typographical, or other errors, and we reserve the right to cancel orders arising from such errors.

Payment must be made at the time of purchase. We accept various payment methods as indicated on the checkout page. By providing your payment information, you represent and warrant that you have the legal right to use the payment method provided.

4.3 Order Confirmation

Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order. We reserve the right to accept or decline your order for any reason up until we deliver the Products to you.

4.4 Digital Product Delivery

After completing your purchase, you will receive instructions for accessing and downloading your digital Products. We are not responsible for any delay or failure to receive the Products due to factors beyond our control, including incorrect email addresses, full mailboxes, or technical problems.

5. Intellectual Property

All content, features, and functionality on the Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, is the property of vaileysfrong, its licensors, or other content suppliers and is protected by United States and international copyright, trademark, patent, and other intellectual property or proprietary rights laws.

Upon purchase, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to use our Products for your personal, non-commercial use only. You may not:

  • Modify or copy the Products
  • Use the Products for any commercial purpose or for any public display
  • Attempt to decompile, reverse engineer, or disassemble any software contained in the Products
  • Remove any copyright or other proprietary notations from the Products
  • Transfer the Products to another person or mirror the Products on any other server
  • Resell, distribute, or sublicense the Products

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

6. User Content

Certain parts of the Website may allow you to post, submit, or upload content ("User Content"). By providing User Content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent and warrant that:

  • You own or control all rights to the User Content you post
  • The User Content is accurate and not misleading
  • The User Content does not violate these Terms, the rights of any third party, or any applicable law

We have the right to remove any User Content at our sole discretion without notice.

7. Prohibited Uses

In addition to other prohibitions as set forth in these Terms, you are prohibited from using the Website or its Content:

  • For any unlawful purpose
  • To solicit others to perform or participate in any unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability
  • To submit false or misleading information
  • To upload or transmit viruses or any other type of malicious code
  • To collect or track the personal information of others
  • To spam, phish, pharm, pretext, spider, crawl, or scrape
  • For any obscene or immoral purpose
  • To interfere with or circumvent the security features of the Website

We reserve the right to terminate your use of the Website for violating any of the prohibited uses.

8. Disclaimer of Warranties

THE WEBSITE AND PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, vaileysfrong DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

vaileysfrong DOES NOT WARRANT THAT THE WEBSITE OR PRODUCTS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

vaileysfrong MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT OR SERVICES. ANY RELIANCE YOU PLACE ON SUCH INFORMATION IS STRICTLY AT YOUR OWN RISK.

vaileysfrong DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE WEBSITE OR ANY HYPERLINKED WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING.

9. Limitation of Liability

IN NO EVENT SHALL vaileysfrong, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, INTERNS, SUPPLIERS, SERVICE PROVIDERS OR LICENSORS BE LIABLE FOR ANY INJURY, LOSS, CLAIM, OR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOSS OF DATA, REPLACEMENT COSTS, OR ANY SIMILAR DAMAGES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, ARISING FROM YOUR USE OF ANY OF THE PRODUCTS OR WEBSITE, OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE PRODUCTS OR WEBSITE, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE PRODUCTS OR WEBSITE, EVEN IF ADVISED OF THEIR POSSIBILITY.

BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

10. Financial Disclaimer

THE INFORMATION PROVIDED BY vaileysfrong IS FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND IS NOT INTENDED AS FINANCIAL ADVICE. THE INFORMATION WE PROVIDE DOES NOT CONSTITUTE A FINANCIAL RECOMMENDATION, SOLICITATION, OR OFFER TO BUY OR SELL ANY SECURITIES OR FINANCIAL PRODUCTS.

vaileysfrong IS NOT A REGISTERED INVESTMENT ADVISOR, BROKER-DEALER, FINANCIAL ANALYST, FINANCIAL PLANNER, OR FINANCIAL INSTITUTION. FINANCIAL MATTERS ARE PERSONAL AND INDIVIDUAL, AND YOU SHOULD CONSULT WITH A QUALIFIED FINANCIAL ADVISOR BEFORE MAKING ANY FINANCIAL DECISIONS.

THE INFORMATION PROVIDED DOES NOT GUARANTEE RESULTS, AND THE STRATEGIES, TOOLS, AND INFORMATION PRESENTED MAY NOT BE SUITABLE FOR YOUR SITUATION. vaileysfrong DOES NOT ASSUME ANY LIABILITY FOR YOUR FINANCIAL DECISIONS OR THE OUTCOMES OF THOSE DECISIONS.

11. Indemnification

You agree to indemnify, defend, and hold harmless vaileysfrong, its parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

12. Severability

In the event that any provision of these Terms is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms. Such determination shall not affect the validity and enforceability of any other remaining provisions.

13. Termination

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms are effective unless and until terminated by either you or us. You may terminate these Terms at any time by notifying us that you no longer wish to use our Services, or when you cease using our Website.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms, we may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination.

14. Entire Agreement

These Terms and any policies or operating rules posted by us on the Website constitute the entire agreement and understanding between you and us. These Terms supersede any prior or contemporaneous communications, proposals, or agreements, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms).

Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.

15. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

16. Changes to Terms

We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms by posting updates and changes to our Website. It is your responsibility to check our Website periodically for changes. Your continued use of or access to our Website following the posting of any changes to these Terms constitutes acceptance of those changes.

17. Contact Information

Questions about the Terms should be sent to us at:

vaileysfrong
4128 Goyette Ramp Suite 971
Lake Virgilmouth, GA 71785
Email: legal@vaileysfrong.com
Phone: +1 (786) 359-8135